Fintech App for Retail & Distributor

Hiring: Fintech App Developer / Development Team

Project: Retailer & Distributor Fintech Application
Location: Remote — India
Engagement: Freelance / Project-based

We are looking for an experienced fintech app developer or development team to build a white-label Android application for a new Private Limited company in India.

Required Features

1. AePS: Cash withdrawal, balance enquiry and mini statement through an authorised partner.
2. Aadhaar Pay: Integration through an eligible acquiring bank or authorised partner.
3. UPI Collection: Integration through a bank or approved payment partner.
4. Mobile Recharge: Jio, Airtel, Vi, BSNL and other supported operators.
5. DTH Recharge: Major DTH operators.
6. Bill Payments: Electricity, water, gas, broadband and other supported BBPS billers.
7. Retailer & Distributor Panels: Multi-level commission management and account balances.
8. Admin Dashboard: Transaction monitoring, reports, user management and reconciliation.
9. Additional Features: Secure login, KYC workflow, notifications, transaction history, failed-transaction handling and refund tracking.

Technical Requirements

- Android application with a secure backend and database.
- Experience integrating third-party fintech APIs.
- Experience with recharge, BBPS, AePS and payment-partner integrations.
- Secure transaction processing, audit logs and reconciliation.
- Clean, maintainable source code with technical documentation.
- Admin panel and deployment support.

Important Conditions

- We prefer developers with previous fintech or digital-payment project experience.
- All regulated services must be integrated through appropriately authorised partners.
- The developer must clearly identify which integrations are available and which require separate partner approval.
- Source-code ownership, milestones, maintenance, security testing and handover terms must be agreed in writing.
- No claim of RBI/NPCI approval should be made without supporting documentation.

What to Include in Your Proposal

1. Portfolio or demo of previous fintech applications.
2. Proposed technology stack.
3. Itemised development and integration cost.
4. Estimated delivery timeline.
5. API and partner dependencies.
6. Source-code ownership and post-launch support terms.

To apply: Send your proposal, relevant experience, estimated budget and implementation plan. Please quote separately for the Android app, backend, admin panel and third-party integrations.