Self-Drive Car Rental Marketplace

I need a complete, production-ready car-rental marketplace built from scratch. The heart of the product is the Customer application for iOS and Android, where users must be able to browse available cars, check owner ratings, pay securely, follow GPS directions to pick-up points, chat with support in-app, and review every trip inside a clean booking-history timeline. Please include every feature that is genuinely essential for a smooth rental flow, but skip anything superfluous.

Alongside the Customer app, I also require a dedicated Car-Owner panel so individual owners can list vehicles, manage availability, confirm or decline requests, and receive payouts. Finally, an Admin panel should give me full oversight: user management, listing moderation, payout reconciliation, dispute handling, analytics, and configuration of fees or promotions.

You are free to suggest the best modern stack—React Native or Flutter for the mobile apps, a robust REST/GraphQL API, and a secure backend (Node.js, Django, Laravel, etc.) deployed to AWS, GCP or a similar cloud—so long as it guarantees performance, scalability, and data security.

Deliverables:
1. Customer iOS & Android apps compiled, tested, and published under my developer accounts.
2. Responsive web or mobile-friendly panel for Car Owners with full listing workflow.
3. Web-based Admin panel with role-based access.
4. Fully documented API, database schema, and cloud infrastructure scripts (CI/CD).
5. Source code repository with clean commit history and a brief hand-over session.

Acceptance criteria will be met once all core flows—sign-up, listing, booking, payment, navigation, trip completion, review, and payout—are demonstrated live on staging and pass UAT. I expect clear milestone planning, regular progress demos, and concise technical documentation.