Java/Full Stack Engineer

PhoenixTeam · via Himalayas ·

TypeFull-time job
LocationUnited States
Posted1 hour ago
Overview
We are seeking a Java / Full Stack Engineer with experience (or strong interest) in mortgage and fintech platforms to build and enhance scalable, secure, and compliant digital lending solutions. This role will focus on developing end-to-end systems that support loan origination, servicing, portfolio management, and financial data workflows.
You will collaborate with product, compliance, and business stakeholders to deliver technology solutions that improve operational efficiency, borrower experience, and regulatory alignment.
Key Responsibilities

Design, develop, enhance and maintain full stack applications supporting mortgage and lending workflows (e.g., LOS, POS, servicing systems)

Analyze business requirements and translate them into technical solutions.

Build and integrate RESTful APIs and microservices for loan processing, underwriting, pricing, and document management

Develop modern, responsive user interfaces for borrower and internal user experiences

Write unit, integration and component tests; improve rest coverage and reliability

Work with structured and unstructured financial data, including loan files, documents, and blockchain-based assets (if applicable)

Optimize performance and scalability for high-volume transaction processing

Participate in architecture discussions around cloud-native and API-first platforms

Support CI/CD pipelines and DevOps practices to enable rapid, reliable deployments

Troubleshoot production issues and ensure system reliability and uptime

Contribute to technical design discussions and code reviews.

Required Qualifications

Bachelor’s degree in Computer Science, Engineering, or related field (or equivalent experience)

3–7+ years of experience in full stack software development

Strong proficiency in Java (Spring, Spring Boot, Spring Cloud, or similar frameworks)

Experience building API-driven, microservices-based systems (REST/SOAP)

Frontend experience with React, Angular, or Vue.js

Familiarity with ORM frameworks like Hibernate/JPA.

Experience with relational databases (PostgreSQL, Oracle, SQL Server) and/or NoSQL

Familiarity with secure application development and data protection practices

Experience with Git and modern development workflows

Strong debugging, problem-solving, and communication skills.

Understanding of software development lifecycle(SDLC), and experience working in Agile/Scrum environments.

Preferred Qualifications

Experience in mortgage, lending, or fintech platforms (LOS, POS, servicing, capital markets)

Knowledge of mortgage lifecycle: origination → underwriting → closing → servicing → secondary market

Experience integrating with credit agencies (Equifax, Experian, TransUnion)

Experience integrating AUS systems (Desktop Underwriter, Loan Product Advisor)

Familiarity with MISMO standards and mortgage data formats

Experience with cloud platforms (AWS, Azure, or GCP)

Knowledge of containerization (Docker, Kubernetes)

Experience with event-driven architectures (Kafka, RabbitMQ)

Exposure to blockchain-based loan or asset management platforms

Key Skills

Strong understanding of financial systems, transactions, and data integrity

Ability to balance speed of delivery with regulatory compliance

Analytical thinking with attention to detail in complex workflows

Strong collaboration with business, compliance, and product teams

Ability to work in fast-paced, highly regulated environments

Nice-to-Have

Experience with AI-driven underwriting, document processing, or automation

Familiarity with loan analytics, pricing models, or risk modeling

Prior work in digital mortgage transformation initiatives

Experience with API marketplaces or embedded finance platforms

What We Offer

Opportunity to work on next-generation mortgage and fintech platforms

Exposure to cutting-edge technologies including AI, automation, and blockchain

Collaborative environment with strong business and technical alignment

Competitive compensation and growth opportunities

Originally posted on Himalayas
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