Personal Loan Marketplace Website Development

U.S. Personal Loan Marketplace & Lead Generation Website

I am looking for an experienced full-stack developer to build a professional, secure, mobile-responsive U.S.-focused personal loan marketplace and lead-generation website.

The website should have a modern, trustworthy financial-services design and an application experience similar in functionality to established loan comparison platforms, but with completely original branding, design and code.

Main Website Features

* Professional homepage
* Personal loan landing page
* Loan amount selector
* Loan purpose selection
* Customer registration/application
* Multi-step loan application form
* Personal information section
* Employment and income information
* Address and contact information
* Secure identity verification integration
* Credit/eligibility verification integration
* Loan matching/partner integration
* Loan offer/results page
* Application status tracking
* FAQ section
* Privacy Policy and Terms pages
* Mobile-responsive design

Lead Management

Every application should generate a unique application/lead ID.

Admin dashboard should allow authorized staff to view:

* Applicant name
* Phone
* Email
* State
* Requested loan amount
* Income range
* Application status
* Verification status
* Lead source
* Date/time submitted
* Assigned agent
* Follow-up notes
* Application progress

Email Notifications

When a new application is submitted, the system should automatically notify the administrator by email.

The email should contain a summary such as:

New Application Received
Application ID
Applicant name
State
Requested amount
Verification status
Lead source

The email should contain a secure link to the admin dashboard rather than exposing sensitive identity or payment information.

Security

This is a financial-data website, so security is extremely important.

The developer must implement:

* HTTPS/SSL
* Encryption
* Secure database
* Admin authentication
* Two-factor authentication
* Role-based access
* Audit logs
* Secure API architecture
* Rate limiting
* Backup system
* Fraud/risk controls
* Secure session management

Sensitive information such as SSN, driver’s-license information, passwords, OTPs, banking credentials, and raw card information must not be stored in ordinary emails or exposed to unauthorized users. Appropriate secure third-party verification and payment providers should be integrated.

Admin Panel

The administrator should be able to:

* View applications
* Manage leads
* Assign leads to agents
* Update application status
* Add notes
* Track follow-ups
* Manage users/agents
* View lead sources
* View reports
* View application analytics
* Manage email notifications
* View audit logs

Lead Source Tracking

The system should track where every lead came from, including:

* Google Ads
* Meta Ads
* Organic traffic
* Affiliate traffic
* Direct traffic
* Partner traffic

UTM parameters should be stored with each application.

Payment Integration

If a legally permitted payment/fee system is required, integrate a PCI-compliant third-party payment processor.

The website must use tokenization and must not store raw card numbers, CVV/CVC, OTPs or banking passwords.

Developer Requirements

Please provide:

1. Examples of previous fintech/loan/financial websites.
2. Recommended technology stack.
3. Recommended third-party APIs.
4. Estimated development timeline.
5. Development cost.
6. Hosting and maintenance requirements.
7. Security approach.
8. Experience with U.S. financial websites.
9. Experience with KYC/identity verification integrations.
10. Experience with payment integrations.

I am looking for a developer who can build this as a production-ready platform, not simply a basic WordPress form or landing page.