Indian App T&C Legal Review

I have a pair of Word documents, our Terms & Conditions and Privacy Policy, about 5,500 words combined, that need a professional legal once-over rather than a rewrite. The product is a consumer subscription app (web, Android, iOS) that launches on 29 November 2026. Users create an account and upload personal documents, including identity, health and financial records. Documents are stored encrypted on servers located in India. With the user's consent, an automated AI service reads a few details from each document (type, name, dates, and values on health reports). No staff member can open user documents. Payments are taken through a payment gateway on the web and through Apple and Google in the apps.

Your task is to confirm the texts comply with the DPDP Act 2023 and the DPDP Rules 2025, the IT Act with Intermediary Rules 2021, and the Consumer Protection (E-Commerce) Rules 2020. I also need a close look at our auto-renewal, refund, liability and disclaimer language, flagging any gaps or excessive exposure.

Please return:

• The two Word files with tracked changes showing every edit or comment.
• A concise risk note highlighting any material issues and recommended mitigation.

To qualify you must be an advocate enrolled with an Indian State Bar Council (include your enrolment number) and have handled the terms or privacy policies of at least two consumer apps or subscription products. Turnaround time is five working days from award.