Fraud Prevention Specialist Needed

I need a credit card security expert to identify and stop a breach. Someone is regularly penetrating my credit account and making fraudulent charges. This has happened with two different banks and credit cards. I've already changed banks and credit cards and reported the fraud.

Ideal skills and experience:
- Experience with fraud detection and prevention
- Knowledge of security protocols for credit accounts
- Ability to investigate and identify sources of breaches
- Strong communication skills to explain findings and recommend solutions

Please provide a detailed plan of action and any relevant certifications or experience.