Complete PHP Payment Gateway Platform -- 2

# Project Title: Ready-Made Payment Gateway Source Code with Admin & Merchant Panels

## Project Description

I am looking for an experienced Laravel/PHP developer or software development company that can provide a ready-made payment gateway platform with complete source code.

I prefer an existing, tested solution rather than developing everything from scratch.

### Required Features

**1. Admin Panel**
- Dashboard with transaction statistics
- Merchant management and account approval
- Pay-in and payout monitoring
- Wallet and balance management
- Transaction fees and commission configuration
- Settlement and reconciliation reports
- API key management and audit logs

**2. Merchant Panel**
- Merchant registration and profile management
- API key and secret generation
- Transaction history and status tracking
- Pay-in and payout records
- Wallet balance and fee details
- Settlement reports and downloadable statements

**3. Payment APIs**
- Pay-in/payment creation API
- UPI Intent and dynamic QR integration, where supported
- Payment status verification API
- Payout creation and status APIs
- Webhooks/callbacks for payment updates
- Transaction lookup by reference ID
- Refund APIs, where supported

**4. Technical Requirements**
- Laravel/PHP backend and MySQL database
- REST API documentation
- Secure authentication and webhook signature verification
- Duplicate transaction prevention
- Sandbox/testing environment
- Deployment instructions and technical support

**5. Reseller/White-Label Features**
- Merchant and sub-merchant management, where authorized
- Merchant-wise fees and commissions
- Reseller dashboard and earnings reports
- Custom branding options
- Separate API credentials and access permissions

### What I Expect from the Seller
- A working live demo of both panels
- Complete source code and commercial usage rights
- List of existing payment provider integrations
- Clear pricing and delivery timeline
- Installation and deployment support
- Documentation and maintenance options

Please specify which features are already available and which require customization. I prefer purchasing a working product at an affordable price.

Payment processing must use authorized providers and be approved for the intended business category. Please disclose any provider restrictions and onboarding requirements.

Please share your demo, total price, and relevant previous projects before we proceed.