Bengali Bank Transfer App Developments

I need a secure, fully-featured mobile application that lets Bengali-speaking users send money straight to bank accounts in Bangladesh as well as overseas. The whole flow—from account creation, KYC and biometric login to real-time balance checks and digital receipts—must feel effortless in Bangla, yet meet strict security and compliance standards set by Bangladesh Bank and the relevant international remittance regulations.

Core workflow
Users choose a recipient bank, enter the account number and amount, review fees and FX rates, then authorise the payment with a PIN, fingerprint or Face ID. Funds should route automatically through the appropriate rails (NPSB, BEFTN, SWIFT or partner API) and update the in-app ledger immediately so a push notification confirms success.

Security & compliance
End-to-end AES-256 encryption, tokenised card storage, 2FA, GDPR ready data handling and a back-office monitoring console are non-negotiable. I also need automated KYC/AML checks, sanctions screening and daily settlement reports that can be exported in CSV or PDF.

What you’ll deliver
• UX/UI prototypes in Bangla and English
• Native or cross-platform mobile app (your expert recommendation)
• Secure backend with scalable database and admin dashboard
• Integration with local clearing systems, international payout APIs and optional bill-pay modules
• Complete test suite, deployment scripts, and launch-ready builds
• Post-launch support window for bug fixes and performance tuning

Your experience with fintech, PCI-DSS, ISO 27001, secure coding, payment gateways and Bangladeshi banking APIs will be key. Please outline your relevant projects and the tech stack you suggest so we can move quickly to an agreed development roadmap and timeline.